who stole my data ? I am not following the rules and neither are they. Did you notice FTC don't have the money to pay so its most likely I big waste of time to file a claim. Why should I be forced to have a credit monitoring service? It only tells you someone is trying to place charges on your credit. You don't need it at all. Just check your credit card's from time to time. I don't have good credit anyway. Isn't up to the person who is issuing the credit to check if the person is real or not? They are trying to blame the victim here. Too bad if I don't correctly fill out their stupid form. By checking my credit myself I am monitoring all the time. And I caught three Frauds on my cards, they cancel my card and I got another one. It would also seem few people are falling for this credit monitoring as its worthless for most people and most people know it is, that's why the FTC is already saying it can't pay. Well why is that? The FTC should have gotten billions not 700 million-seems like the gov again is just stealing the money. I think I will add to my claim as I do have doc to back it up-Bank records of when my credit card info was stolen-it was about $100, but if I didn't see it was only the start. So I actually have credit monitoring-Me! Read it say credit monitoring, not that you have to pay someone to do it. That's now I read it. Now I don't really care to much about what FTC do as its basically worthless. I did catch a robo caller today with a real phone number, I am on the do not call list-that could be $500 for me-who knows I like to try-one person in Maine has gotten thousands of dollars who these scammers. option 2 say do I have credit monitoring -yes I do Me.