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Always worth it to do it properly. Well if its something I'm into anyway. For example I hate washing the cars if I know I cant get a full detail, short of polishing, done in the time I have. Id rather put in the work and get to a full wax job and hit the tires and trim or just leave it dirty. I cant stand to half *** it.
I basically assess how much time I want to invest in the given situation and do the best I can with that time. For example, I like fixing computers (it is my job). If I need to spend 8 hours on a laptop to do it perfectly thats what ill do. I hate yard work. When my grass needs mowed ill spend a couple of hours on it and do the best I can but I wont spend all day on it. And as far as more money, to me its only money. If its worth it to me then ill do it. If not I wont.