Top 20 Insurers - Customer Ratings

[KennyGS]

SEE HOW YOUR INSURANCE COMPANY MEASURES UP
Insure.com asked insurance customers nationwide to evaluate their insurance companies. The ratings below reflect their feedback.

http://money.msn.com/auto-insurance/best-auto-insurance-companies.aspx

 

[jasonandre]

No surprise that USAA is #1. No one ever comes close to their level of service and pricing.

 

[webby]

No surprise that USAA is #1. No one ever comes close to their level of service and pricing.

you have them? rates expensive compared to others?

 

[jasonandre]

you have them? rates expensive compared to others?

I've had USAA since 2003. The. Best.

I pay $690.21 every six months for my 2012 Honda Civic Si Sedan for the following coverage:

• Bodily Injury Liability: $25,000/50,000 per person/per accident
• Property Damage Liability: $20,000 per accident
• Uninsured Motorists
• Uninsured Motorists Bodily Injury: $25,000/50,000 per person/per accident
• Uninsured Motorists Property Damage: $20,000 per accident
• Medical Expense Benefits: $10,000 per person
• Income Loss Benefits: $100 per person per week
• Other Than Collision: $0 deductible
• Collision: $50 deductible per occurrence
• Accident Forgiveness
• Transportation Expenses: $600 maximum
• Towing & Labor: $25 minimum per disablement

The next closest was Progressive for over $1000 every six months...but that price only included minimum liability, comp, and collision with a $500 deductible and NONE of those extras I listed above.

USAA blows them all out of the water for that fact alone, not to mention that their Customer Service has been spectacular.

 

[Nomar06]

Allstate is #9....guess that's not bad. Where the heck is Amica? They always rave on their commercials that they have been #1 in cust services since the ages ago and brag about comsumer reports awards.

 

[webby]

Some of these are new to me. Like I've never seen a print ad, radio ad, internet ad, or tv commercial on some of these. Seems like you can't go more than a few minutes without seeing/hearing:
progressive
state farm
Geico
Allstate
nationwide

My experience at least

 

[KennyGS]

I have progressive on all my cars. They have accident forgiveness and other goodies, which I believe is tied to being with them for a minimum number of years.

I will definitely check out USAA though.

I don't carry insurance with the same company on anymore than one type of thing (cars, motorcycles, home, life, health, etc.) all separate. I find my rates and coverage are best this way - so far.

 

[jasonandre]

I should mention that USAA is only available to military members and their immediate family members (wife/husband and kids). If you fall into that category, then switch to them immediately.

 

[webby]

Learned something

 

[clevrname]

I'm happy with nationwide. Took insurance classes, so I carry way above state minimums because I was shown how minimum coverages can come back to bite you in the butt.

I pay 186/mo for the following vehicles/coverage:

2005 Toyota Corolla XRS
2013 Scion FR-S

• Bodily Injury Liability: $100,000/300,000 per person/per accident
• Property Damage Liability: $100,000 per accident
• Uninsured Motorists
• Uninsured Motorists Bodily Injury: $100,000/300,000 per person/per accident
• Uninsured Motorists Property Damage: $100,000 per accident
• Medical Expense Benefits: $10,000 per person
• Comprehensive: $0 deductible
• Collision: $100 deductible per occurrence
• Accident Forgiveness
• Rental Car Reimbursement up to 900
• New Car Replacement
• Gap Insurance

I just recently switched to them because they also have my homeowners, therefore, they were able to beat State Farm.

 

[KennyGS]

I should mention that USAA is only available to military members and their immediate family members (wife/husband and kids).

I saw that...

 

[07TLX]

I have progressive and love them.. 600 bucks every 6 months for pretty much top of line, don't remember all the details...

 

[jasonandre]

Took insurance classes, so I carry way above state minimums because I was shown how minimum coverages can come back to bite you in the butt.

You made me rethink my policy and I've now upped my coverage to the same as yours. Thanks

 

[SiSedanGuy]

I have Allstate, full coverage, similar or better to the coverage above, $0 deductible for Comp and I pay $456 every 6 months or $76 a month.

 

[clevrname]

You made me rethink my policy and I've now upped my coverage to the same as yours. Thanks

Glad I could help! I have seen people get bitten in the butt, it really is a good move and not that much extra a month.

 

[Bob-blehead]

I should mention that USAA is only available to military members and their immediate family members (wife/husband and kids). If you fall into that category, then switch to them immediately.

So, if my father served 9 years in the air force, I would be eligible?

 

[jasonandre]

So, if my father served 9 years in the air force, I would be eligible?

Possibly, yes. But you'd have to get your father to contact USAA to see if you would qualify.

 

[Bob-blehead]

Tough to do, as he passed away in 1999. Gotta find his SSN to submit to see if I would qualify (per their website).

 

[jasonandre]

Oh, sorry to hear. Well, give them a call and ask. 1-800-531-USAA (8722)

 

[brown_bear]

$136/mo for with USAA, upped my coverage from the state minimum, since they recommended it to me. Great Customer service overall